2012年12月22日 星期六

聰明辦理credit!

技術挑戰指數:★★★★在不景氣的情況下,大家都想要小額創業就好,開一間小店賣衣服、手搖飲料、創意小點心等等,但是在一開始就必須先投注一筆資金,那資金來源呢?本金(本來就有的現金)?借貸?信貸?一堆貸都出來了.....辦得好,恭喜成功,辦不好,一屁股債....如何拿捏?  

來聽老美怎麼說?
ex:I'm afraid we cannot give credit for this purchase—it's against our company policy.
 (恐怕我們沒辦法在這筆採購上給你信貸—那違反我們公司的政策。)
ex:If you place a large order, we can extend 6 months interest-free credit to you.
 (假如你下大筆的訂單,我們就能提供你六個月的無息信貸。)
ex:Because our company has a bad credit rating with the bank, it's difficult to get
  credit from them.
 (由於我們公司對銀行的信用評等不佳,所以很難向他們取得信貸。)
ex:This is an acceptable level of credit risk to us.
 (這樣的信貸風險是我們可以接受的程度。)

單字小補充
credit 信用貸款(可數名詞)
.可搭配動詞:give、extend、get
.可搭配形容詞:interest-free、unsecured

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